I have been dealing with the theft of my SSN for about 8 months now. FINALLY! It was a painful process, but it's fixed! I checked a few minutes ago, and my credit score has been restored! I PRAY that they haven't done any more damage that I haven't discovered yet. But if they have, I've got all the stupid paperwork to fix that too.
First off, I had to file a police report. Then I had to go down to SLC in person, and request a copy of that report to be mailed to me. Then, I had to wait a week for that report to arrive. Then I had to fill out an "Affidavit of Theft" and have that notorized. I had to get a copy of a bill in my name with my address at the time of the incident. I also had to send a photocopy of my drivers license. I had to send this to EVERY company that was affected by this fraud, and also to the credit bureau ALL by certified mail.
I also had to file a report with the FCC, and dispute every item through the credit bureau's.
I found a Texas address, in which I will totally prosecute if the police department in Texas will cooperate with me. (Which they haven't so far!) Wish me luck on that. I want to punish every criminal that thinks this sort of behavior is acceptable. I should become a private investigator! I ROCK!
TIP O' The Day:
If you want to stop some of that annoying junk mail...you can go to optoutprescreen.com and request to be removed for 5 years, or if you want to print and mail it in, you can be removed permanently.
Also, you should pull EVERYTHING out of your purse or wallet, make a photocopy of both sides. If you should have your stuff stolen or lose something, you have all the numbers necessary to cancel everything. (This has come in handy several times.) You should also immediately contact ONE of the credit bureaus (Experian, Equifax, or Transunion) and put a 90 day fraud alert on your file.
Just some tips that I wished I'd have learned sooner!
5 years ago